Equipment Finance
 

Just as consumers have learned to live on the installment credit plan, so small and mid-size companies lacking the equity funds and incapable of obtaining unsecured credit will arrange to finance equipment purchases. Equipment finance allows the equipment cost to be spread over a multiple-year term, allowing businesses to have more working capital for other purposes.

Equipment Finance key Points:

• Focus on equipment made in the USA and certain European countries

• Financing typically available to buyers

• Terms typically from 1 to 7 years

• Financing from $150,000 to $10,000,000 and more in certain cases

• Variable rates based on LIBOR and fixed rates available

• Finance typically up to 85% of equipment value and up to 100% in certain cases

• Down payment and local cost financing available for qualified projects

• Unsecured financing often available when supported by government programs of the USA and Europe

• Capital equipment lines of credit available

• Special rates for imports of US products

• Rapid pre-qualification process

• Typically does not interfere with you local banking relationship

Equipment Finance Advantages:

• Sellers can expand their international sales by providing attractive terms to their buyers

• Sellers can eliminate credit risk because the lender will pay them without recourse at the time of shipment through direct disbursement of loan proceeds

• Accelerate cash flow by converting seller’s international receivables into CASH

• Buyers can grow their business by buying world-class machinery to compete in the global economy

• Attractive terms, rates and structures

Inventory Finance
 

This is another method available in trade finance. Inventory finance allows mostly manufacturers of consumer products to use their inventory as collateral and obtain a finance facility. In this case inventory is usually a significant percentage of the manufacturer’s assets. Inventory finance allows manufacturers to have more capital in their hands for growth and expansion.

Inventory Finance key Points:

• Financing available to buyers and sellers

• One year revolving credit lines

• Terms from 30 to 180 days

• Financing from $150,000 to $5,000,000 and more in certain cases

• Flexible rate and structures, including variable rates based on LIBOR, fixed fee and others

• Finance up to 100% of inventory value

• Special rates for imports of US products

• Typically unsecured

Inventory Finance Advantages:

• Sellers can expand their international sales by providing attractive terms to their buyers

• Buyers can eliminate credit risk because the lender will pay them without recourse at the time of shipment through direct disbursement of loan proceeds

• Accelerate cash flow by converting seller’s international receivables into CASH

• Attractive rates, terms and structures

• Inventory finance is a supplemental financing to buyer’s core financing

• Buyers can grow their business by buying more products on better terms

• Buyers can improve cash flow by receiving extended payment terms from their inventory imports

• Inventory finance does not interfere with your local banking relationship

Yacht Finance

Specialized loans are available for the acquisition, construction, refurbishment, or re-mortgage of luxury yachts on a worldwide basis. 

Yacht Finance key Points:

• Financing from €3million and up

• Interest only loans

• Up to 75% of yacht value

• Terms typically up to 7 years

Aircraft Finance & Sales/Leaseback

Through our associates, we are able to offer aircraft finance and sale/leaseback services on a global basis. In today’s current marketplace, operating costs and the bottom line are the keys to obtain financial profitability, and being able to obtain the proper type of operating lease and aircraft funding is paramount. We focus on providing customized lease and finance programs to aircraft operators and airlines on a worldwide basis.

Financing can be structured in a variety of ways to meet each client's needs. In addition to traditional methods, our transactions can also be supported through relationships including our world-wide network of correspondent institutions, the US Export-Import Bank and various European Export Credit Agencies. Again, we provide our clients multiple options and solutions. Our Structured Finance team possesses the capability to supply a variety of alternatives including off-balance sheet transactions with a focus towards the tax driven investor. Clients receive valued-added services relating to the acquisition, operation, and disposal of aircraft assets. Because of the complex nature of these transactions, expert legal, accounting, and tax aspects are considered.

Aircraft are typically leased on a dry basis with clients assuming operational control responsibility for flight operations, maintenance and insurance. Standard terms for single aisle aircraft are three to seven years with wide body types extending up to twelve years, or more. Should you require an ACMI/Wet Lease, these structures can be accomplished through our resources and various third party management and operation teams. We look forward to the opportunity to listen to your story and forge a long-lasting relationship.

We can also provide aircraft owners, financial institutions and private investors with a complete portfolio of services necessary to manage their aircraft portfolios. In addition, we can provide a turn-key service including marketing, lease preparation and documentation, aircraft pre-buy inspections, remarketing, purchasing, selling of assets, technical and contract management, and financial options.